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Custodial and self-custodial wallet development

Wallets decide who holds the keys and how money moves. Finteractive builds both custody models across many chains, with the operational tooling that makes them safe to run.

Custodial and self-custodial: choosing the model

In a custodial wallet the business holds keys on behalf of users and offers familiar account experiences. In a self-custodial wallet users hold their own keys and the business provides the interface and services. Many products combine both, and we design the split around your regulatory position and user promise.

What a wallet product includes

  • Key management and signing flows built for the chosen custody model
  • Multi-chain support for deposits, withdrawals and balances
  • Hot, warm and cold storage policies with approval workflows
  • Transaction monitoring, limits and risk screening
  • Ledger and reconciliation against on-chain balances
  • Apps for mobile and web, plus an operator back office

Operations that stay in control

Approval policies, role separation and audit trails give operators clear control over every movement of funds. Alerts and dashboards show wallet health at a glance.

Integration with trading and payments

Wallets connect to trading platforms, payment gateways and back office, so funding, trading and withdrawals form one smooth journey.

How we deliver

  1. 01

    Architect call

    A thirty-minute conversation with an engineer who has built comparable systems. The goal is a shared picture of the product and its constraints.

  2. 02

    Scope and architecture

    The senior team turns the conversation into a scoped plan, an architecture and a delivery path the client can review.

  3. 03

    Build in increments

    Working software is shown early and often. The client sees real progress and steers priorities along the way.

  4. 04

    Launch and harden

    Release, monitoring and performance tuning, with the same team that built the product on hand.

  5. 05

    Evolve

    New markets, instruments, payment rails and features are added by the team that knows the system best.

Questions and answers

What is a custodial wallet?

A wallet where the operator holds the keys on behalf of users and provides account-style access.

What is the difference from a self-custodial wallet?

In a self-custodial wallet users hold their own keys. The operator provides the interface and services.

Can one product offer both?

Yes. Many products combine custody models by feature or user segment.

Which chains are supported?

Support is built per chain according to your product plan, and new chains are added through a defined integration path.

Talk to an architect

Thirty minutes. You speak with an engineer who has built it before.

Book a technical call